Personal Finance in Your 20s & 30s For Dummies
3. Auflage Juli 2021
336 Seiten, Softcover
Wiley & Sons Ltd
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The money lessons you wish you'd learned in school
Personal Finance in Your 20s & 30s For Dummies helps Millennials and Zoomers like you make smart financial moves. It's not as tough as it looks to reduce and file your taxes, pay off your student debt, buy a home, keep a budget to save and invest wisely, or start that side hustle, just to name a few. With a little bit of focus, you can start a clear path to financial freedom and avoid mistakes today. Your future self will thank you.
This edition is full of updates for the 2020s; wrap your mind around your investment opportunities, the realities of making a second income, higher ed options for career advancement, and lessons learned from the COVID-19 pandemic. If you're in need of financial guidance--and who isn't?--this is the book you need.
* Pay off loans, manage your credit, begin the home-buying journey, and more
* Set realistic money goals so you can create a solid path for financial success
* Make smart decisions to beef up your bank account and investment portfolio
* Protect the money you have today and learn how to put your money to work for the future
Get ready to turn up the volume on your financial know-how and stop worrying about money!
Part 1: Getting Started with Personal Finance 5
Chapter 1: Your Financial Checkup 7
Chapter 2: Budgeting, Goal Setting, and Valuing Saving 21
Chapter 3: Using Loans and Paying Down Debts 33
Chapter 4: Everything Credit: Scores and Reports 51
Part 2: Saving and Earning More 65
Chapter 5: Proven Ways to Spend Less and Save More 67
Chapter 6: Taxes: Reduce Them When You Can! 83
Chapter 7: Housing: Comparing Renting and Buying 97
Chapter 8: Relationships and Money 115
Chapter 9: Making the Most of Your Career 131
Part 3: Investing for Your Future Goals 145
Chapter 10: Successful Investing Principles 147
Chapter 11: Making the Best Use of Bank Accounts 167
Chapter 12: Portfolios for a Purpose 177
Chapter 13: Real-Estate Investing 193
Part 4: Insurance: Protect Yourself, Your Loved Ones, and Your Assets 209
Chapter 14: Taking Care with Health Insurance 211
Chapter 15: Safeguarding Your Income 223
Chapter 16: Home, Auto, Renter's, and Other Insurance Policies 233
Part 5: Your Information Diet 247
Chapter 17: Using Media Resources 249
Chapter 18: Professionals You Hire 261
Part 6: The Part of Tens 273
Chapter 19: Ten Ways to Save on a Car 275
Chapter 20: Ten Things to Value More than Your Money 281
Chapter 21: Nearly Ten Things to Know about Apps 287
Index 293
